Building & Construction, Contract Works Insurance

When you’re working on a construction site, plenty of things can go wrong. Damage or loss to a building could cost you time, money and even your reputation.

Did you know?

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    The construction industry has the fourth highest rate of serious claims in 2012-13 

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    According to the NSW Police, theft from housing construction sites account for 1% of the cost of a new home 

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    WA Building industry’s anti-crime group, Busted, states that each year, building site theft costs the sector almost $25 million 

What is Contract Works Insurance?

When you’re working on a construction site, plenty of things can go wrong. Damage or loss to a building could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss.

That’s why having the right amount and type of contract works insurance is an important part of your business toolkit, allowing you to get on with the job with less stress and worry.

Who should consider it?

Contract works insurance is recommended for small, medium and large commercial, industrial and domestic builders, sub-contractors and owner-builders.

Most owner builders take out contract works insurance for a specific contract, while professional builders generally choose an annual policy that covers multiple contracts.

With over 40 years’ experience in the building and construction insurance industry, you can trust that our specialist advisors can tailor the right product to suit your needs.

Whether you’re a property developer, civil or construction contractor, owner builder or engineer, we can provide the necessary insurance for either annual or one-off projects.

We can help protect your project against the perils of storm, fire, malicious damage, impact, explosion, flood, theft, water and accidental loss or damage. We can provide the necessary level of public liability insurance, and arrange additional protection for workshops, tools, machinery, work vehicles & trailers.

And whilst we can’t provide legal advice, we can provide some expert opinion about the insurance clauses in your contract/s, to help you negotiate a fair deal with your clients.

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